Best Mortgage

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Move your mortgage to get the best possible deals

You've shopped around to get the best mortgage, but that's not the end of the process: canny homeowners know that moving their mortgage when the market changes can save them an awful lot of money. Watch out for penalty clauses in your mortgage small print to avoid nasty surprises, though.

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The best mortgage today might not be the best mortgage in three years time. You might have a fixed rate mortgage that becomes a variable rate one after a few years, or your circumstances might change; new lenders could appear on the market and offer amazing deals.

In much the same way that canny car owners switch insurers every year to get the lowest possible premiums, many homeowners switch mortgages to other lenders when better deals become available. They move to get a new fixed rate mortgage, or to benefit from a lower interest rate, or to refinance.

Apply for a free mortgage quote